Kotak Mahindra Bank, Ludhiana Focal Point Road – IFSC KKBK0003913

Using this IFSC code

To send money to an account at the Kotak Mahindra Bank Ludhiana Focal Point Road branch by NEFT, RTGS or IMPS, enter IFSC KKBK0003913 with the account number and name when adding the beneficiary. The first four letters, KKBK, identify Kotak Mahindra Bank; the last six, 003913, identify this branch. The MICR code 141485014 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.