Finance Calculators
Money calculators built for Indian rules and the Indian numbering system. Compare the new and old regimes with the income tax calculator, see your real take-home pay with the in-hand salary calculator and CTC breakup, and work out your HRA exemption. For loans, the EMI calculator gives a full amortization schedule and the prepayment calculator shows how much interest you can save.
Plan savings and investments with the SIP, lumpsum, FD, RD, PPF, Sukanya Samriddhi, EPF and NPS calculators, and check retirement benefits with the gratuity calculator. Businesses can add or remove tax with the GST calculator. Tax slabs and scheme rates are maintained and dated; results are estimates, so verify with official sources before filing or investing.
- In-Hand Salary CalculatorCalculate monthly take-home salary from your CTC after PF, professional tax and income tax. Compare new vs old regime instantly. Free.
- Income Tax CalculatorCalculate income tax for the current financial year under the new and old regimes, with standard deduction, 87A rebate, surcharge and cess.
- EMI CalculatorCalculate loan EMI for home, car or personal loans with total interest, charts and a full year-by-year or monthly amortization schedule.
- GST CalculatorAdd GST to a price or remove GST from an inclusive amount at 5%, 18%, 40% or any rate. See CGST, SGST or IGST split instantly. Free.
- HRA Exemption CalculatorCalculate the tax-exempt part of your house rent allowance under section 10(13A) from basic, DA, HRA, rent and metro city. Old regime only.
- SIP CalculatorEstimate the future value of a monthly SIP for any return rate and period, with optional yearly step-up. See invested vs returns by year.
- Lumpsum Investment CalculatorSee how a one-time mutual fund investment could grow at an expected annual return. Compound growth chart and year-by-year value table.
- Old vs New Tax Regime CalculatorCompare income tax under the old and new regimes side by side, see which saves more, and find the break-even deductions for the old regime.
- FD CalculatorCalculate fixed deposit maturity amount and interest with quarterly, monthly, half-yearly or yearly compounding for any tenure. Free.
- RD CalculatorCalculate the maturity value of a bank or post office recurring deposit from monthly instalment, rate and tenure, with quarterly compounding.
- PPF CalculatorEstimate PPF maturity and year-wise balance for 15 years or more. Deposit up to ₹1.5 lakh a year; the interest rate is editable. Free.
- Car Loan EMI CalculatorCalculate your car loan EMI, total interest and full repayment schedule. Compare tenures and rates for new and used car loans in India.
- EPF / PF CalculatorEstimate your Employees' Provident Fund balance at retirement from basic salary, age, salary growth and EPF interest rate. Free PF calculator.
- Personal Loan EMI CalculatorCalculate the EMI on a personal loan for any amount, rate and tenure. See total interest and a monthly schedule before you borrow. Free.
- Home Loan Eligibility CalculatorFind how much home loan you can get from your salary, existing EMIs and property value, using bank FOIR norms and RBI LTV limits. Free tool.
- Gratuity CalculatorCalculate gratuity from last drawn basic + DA and years of service, with the 15/26 formula, rounding of months and the tax-free limit.
- Gold Loan CalculatorCalculate how much loan you can get on your gold jewellery with the RBI 2026 LTV rules (85%, 80%, 75%), plus EMI and monthly interest.
- NPS CalculatorEstimate your NPS corpus at 60, the lump sum you can withdraw and your monthly pension from the annuity. Set contribution, return and annuity rate.
- Mortgage CalculatorCalculate your monthly mortgage payment including property tax, home insurance, PMI and HOA fees, with a full amortization schedule. Free.
- Sukanya Samriddhi Yojana CalculatorCalculate Sukanya Samriddhi Yojana maturity from yearly deposits for 15 years and interest until 21 years. Rate editable, year-wise table.
- Loan CalculatorCalculate the monthly payment, total interest and amortization schedule for any loan amount, rate and term, in your own currency. Free.
- Loan Prepayment CalculatorSee how much interest you save by prepaying a home or car loan, once or regularly, and compare reducing the tenure against reducing the EMI.
- CTC to In-Hand Salary BreakupBreak your CTC into basic, HRA, special allowance, PF and gratuity, then see deductions and monthly in-hand pay in a clear component table.
- Percentage, Discount & Margin CalculatorCalculate X% of Y, what percent X is of Y, percentage increase or decrease, discounts, profit margin and markup, all instantly on one page.
- VAT CalculatorAdd VAT to a net price or remove VAT from a gross price in seconds. Standard rates for the UK, EU countries, UAE, Saudi Arabia and more.
- Sales Tax CalculatorAdd sales tax to a price or find the price before tax from a receipt total. Enter your combined state and local sales tax rate. Free tool.