Kotak Mahindra Bank, Ludhiana Branch – IFSC KKBK0003905

Using this IFSC code

To send money to an account at the Kotak Mahindra Bank Ludhiana Branch branch by NEFT, RTGS or IMPS, enter IFSC KKBK0003905 with the account number and name when adding the beneficiary. The first four letters, KKBK, identify Kotak Mahindra Bank; the last six, 003905, identify this branch. The MICR code 141485010 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.