Union Bank of India, Model Town Extn, Ludhiana – IFSC UBIN0816680

Using this IFSC code

To send money to an account at the Union Bank of India Model Town Extn, Ludhiana branch by NEFT, RTGS or IMPS, enter IFSC UBIN0816680 with the account number and name when adding the beneficiary. The first four letters, UBIN, identify Union Bank of India; the last six, 816680, identify this branch.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.