Punjab & Sind Bank, Ludhiana Millerganj – IFSC PSIB0000168

Using this IFSC code

To send money to an account at the Punjab & Sind Bank Ludhiana Millerganj branch by NEFT, RTGS or IMPS, enter IFSC PSIB0000168 with the account number and name when adding the beneficiary. The first four letters, PSIB, identify Punjab & Sind Bank; the last six, 000168, identify this branch. The MICR code 141023012 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.