Jammu and Kashmir Bank, Kuligam – IFSC JAKA0KULIGA

Using this IFSC code

To send money to an account at the Jammu and Kashmir Bank Kuligam branch by NEFT, RTGS or IMPS, enter IFSC JAKA0KULIGA with the account number and name when adding the beneficiary. The first four letters, JAKA, identify Jammu and Kashmir Bank; the last six, KULIGA, identify this branch. The MICR code 193051231 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.