Jammu and Kashmir Bank, Handwara South – IFSC JAKA0HRHAND

Using this IFSC code

To send money to an account at the Jammu and Kashmir Bank Handwara South branch by NEFT, RTGS or IMPS, enter IFSC JAKA0HRHAND with the account number and name when adding the beneficiary. The first four letters, JAKA, identify Jammu and Kashmir Bank; the last six, HRHAND, identify this branch. The MICR code 193051304 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.