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Indian Overseas Bank, Civil Lines โ€“ IFSC IOBA0000446

IFSC codeIOBA0000446
MICR code141020004
BankIndian Overseas Bank
BranchCivil Lines
AddressFOUNTAIN CHOWK,CIVIL LINES,LUDHIANA
CityLudhiana
DistrictLudhiana
StatePunjab
Contact2449530
NEFTYes
RTGSYes
IMPSYes
UPIYes

Using this IFSC code

To send money to an account at the Indian Overseas Bank Civil Lines branch by NEFT, RTGS or IMPS, enter IFSC IOBA0000446 with the account number and name when adding the beneficiary. The first four letters, IOBA, identify Indian Overseas Bank; the last six, 000446, identify this branch. The MICR code 141020004 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.