Indian Overseas Bank, Kottayam – IFSC IOBA0000040

Using this IFSC code

To send money to an account at the Indian Overseas Bank Kottayam branch by NEFT, RTGS or IMPS, enter IFSC IOBA0000040 with the account number and name when adding the beneficiary. The first four letters, IOBA, identify Indian Overseas Bank; the last six, 000040, identify this branch. The MICR code 686020002 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.