Esaf Small Finance Bank, Nedumkandam Kalkoonthal – IFSC ESMF0001520

Using this IFSC code

To send money to an account at the Esaf Small Finance Bank Nedumkandam Kalkoonthal branch by NEFT, RTGS or IMPS, enter IFSC ESMF0001520 with the account number and name when adding the beneficiary. The first four letters, ESMF, identify Esaf Small Finance Bank; the last six, 001520, identify this branch. The MICR code 685760054 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.