Bank of India, Kottayam – IFSC BKID0008531

Using this IFSC code

To send money to an account at the Bank of India Kottayam branch by NEFT, RTGS or IMPS, enter IFSC BKID0008531 with the account number and name when adding the beneficiary. The first four letters, BKID, identify Bank of India; the last six, 008531, identify this branch. The MICR code 686013002 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.