Axis Bank, J&k State Co-operative Bank Imps – IFSC UTIB0SJKCB1

Using this IFSC code

To send money to an account at the Axis Bank J&k State Co-operative Bank Imps branch by NEFT, RTGS or IMPS, enter IFSC UTIB0SJKCB1 with the account number and name when adding the beneficiary. The first four letters, UTIB, identify Axis Bank; the last six, SJKCB1, identify this branch. The MICR code 190654002 is used for cheque clearing.

Source: Razorpay IFSC dataset, compiled from Reserve Bank of India releases. Bank branches merge and change codes, so confirm with your bank before large transfers.